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Additional Loan Programs
Program Rates Points APR

Homebuyers Can Now Purchase Homes With As Little As 

$0 Downpayment

5% Down Payment  Assistance

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75% LTV 30 yr fixed - INVESTOR
FULL DOC   cs>720 - Single Family
Subject to DU/LP findings and Adjustments
Maximum  4  Financed Properties
*
Please Call For Programs Not Listed
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TEXAS Veterans' Land Board
30y fixed - FULL DOC		 Call Call Call

100% LTV - VA - NO DOWNPAYMENT - 30y fixed 

4% Seller Paid closing costs and prepaids
30 yr fixed - NO-MI

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95% LTV 30 yr Fixed (One Loan) W/MI - Full Doc
cs>720 as low as 680 - 3% Seller paid closing costs & prepaids

Subject to DU/LP findings and adjustments

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RURAL HOME & LAND MORTGAGE LOANS
Call For Interest Rates
RURAL HOME & LAND MORTGAGE LOANS
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PLEASE CALL FOR PROGRAMS AND INTEREST RATES
NOT LISTED 877-690-2200		 CALL CALL CALL

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PLEASE CALL FOR PROGRAMS AND INTEREST RATES
NOT LISTED 877-690-2200
CALL CALL CALL




PLEASE CALL FOR PROGRAMS AND INTEREST RATES
NOT LISTED 877-690-2200		 CALL CALL CALL
PLEASE CALL FOR PROGRAMS AND INTEREST RATES
NOT LISTED 877-690-2200		 CALL CALL CALL

All interest rates are subject to DU/LP findings and adjustments.


15 year simple fixed rate loan with 20% down payment required on a $100,000 value - effective 10/24/04 - offer may terminate at any time without notice - rate and annual percentage rate (APR) calculated on a 365 day year with typical/normal closing costs - Rates/APRs subject to change with changes in closing costs - properties and applicants must qualify - other restrictions may apply.

Interest Rate, Points and Programs cannot be guaranteed and are subject to change without notice.

This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

The maximum loan amount for a conforming loan is $417,000 and the Jumbo loan starts at $417,000 to $650,000.

Interest Rates and APR's are based on loan amounts of $250,000 >cs740 for Conforming and $500,000 cs>740 for Jumbo loans and $180,000 cs>620 for VA loans.

Points/Fees/Rates may vary for different loan amounts.

Interest Rates Are Based On 30 Day Locks. Please Call For Longer Lock Pricing Minimum loan $80,000 and may vary depending on loan program.