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Rate Sheet
Last update: July 29, 2010 11:33 AM CST
Conforming | Jumbo | Interest-Only Conforming | Government | Home Equity
 
Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
95% LTV Subject to DU/LP Findings and Adjustments - FULL DOC
4.000 1.000 4.151
4.250 0.000 4.317
4.250 0.000 4.317
20 yr fixed conforming
95% LTV Subject to DU/LP Findings and Adjustments - FULL DOC
4.000 0.000 4.092
4.000 0.000 4.092
4.000 0.000 4.092
15 yr fixed conforming
95% LTV Subject to DU/LP Findings and Adjustments - FULL DOC
3.750 0.000 3.867
3.750 0.000 3.867
3/1 ARM
Call for Current Rates - 95% LTV Subject to DU/LP Findings and Adjustments - FULL DOC
5/1 ARM
Call for Current Rates - 95% LTV Subject to DU/LP Findings and Adjustments - FULL DOC
7/1 ARM
Call for Current Rates - 95% LTV Subject to DU/LP Findings and Adjustments - FULL DOC
TEXAS Veterans' Land Board
Call Call Call
USDA 102% LTV
No Down Payment
Call Call Call
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
80% LTV Subject to DU/LP Findings and Adjustments - FULL DOC
5.125 1.000 5.255
5.500 0.000 5.541
15 yr fixed jumbo
80% LTV Subject to DU/LP Findings and Adjustments - FULL DOC
4.375 0.750 4.556
4.625 0.000 4.694
3/1 jumbo ARM
Call for Current Rates - FULL DOC
5/1 jumbo ARM
Call for Current Rates - FULL DOC
7/1 jumbo ARM
Call for Current Rates - FULL DOC
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming Interest-Only
Call for Current Rates - FULL DOC
3/1 ARM Interest-Only
Call for Current Rates - FULL DOC
5/1 ARM Interest-Only
Call for Current Rates - FULL DOC
7/1 ARM Interest-Only
Call for Current Rates - FULL DOC
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Government Loan Programs
Program Rates Points APR
30 yr fixed FHA
15 yr fixed FHA
FHA Adjustable
30 yr fixed VA
100% LTV Subject to DU/LP Findings and Adjustments - FULL DOC
4.250 0.000 4.295
4.250 0.000 4.295
15 yr fixed VA
100% LTV Subject to DU/LP Findings and Adjustments - FULL DOC
TEXAS Veterans' Land Board
Call Call Call
USDA 102% LTV
No Down Payment
Call Call Call
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Home Equity Rates
Program Rates Points APR
15y Fixed Cash-Out 4.250 .000 4.429
30y Fixed Cash-Out 4.750 .000 4.935
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Texas Mortgage Company - 6860 North Dallas Parkway, Suite 200 - Plano, TX 75024
Office Phone: 972)867-0056 ext. 234 Fax: (214) 227-3888 Toll Free Phone: (877) 690-2200 ext. 234
Email: steven@texasmortgage.com

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We lend in the following states: Texas -TMBL 241 - NMLS 273767

15 year simple fixed rate loan with 20% down payment required on a $100,000 value - effective 10/24/04 - offer may terminate at any time without notice - rate and annual percentage rate (APR) calculated on a 365 day year with typical/normal closing costs - Rates/APRs subject to change with changes in closing costs - properties and applicants must qualify - other restrictions may apply. 
 
Interest Rate, Points and Programs cannot be guaranteed and are subject to change without notice.

This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.  

All interest rates are subject to DU/LP Findings and adjustments. 

Interest Rates Are For Purchase Only

Refinance Interest Rates Are Higher - Please Call Or Email For Quote

The maximum loan amount for a conforming loan is $417,000 and the Jumbo loan starts at $417,000 to $650,000. Interest Rates and APR's are based on loan amounts of $350,000 >cs740 for Conforming and $600,000 cs>740 for Jumbo loans and $180,000 cs>680 for VA loans. Points/Fees/Rates may vary for different loan amounts. TEXAS CASH-OUT has additional adjustments based on loan amount.



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