Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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Please Purchase Required *Credit Report* After Completing Application
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.
Today's technology is providing a more productive environment to work in. For example, through our website, you can submit a completely online, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
NMLS - 273767 - 323220
Interest Rates, Points, and Programs cannot be guaranteed and are subject to change without notice.
This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
All interest rates are subject to Lender Paid and/or Borrower Paid adjustments.
All interest rates are subject to DU - LP – QM - Findings and adjustments.
The maximum loan amount for a conforming loan is $726,200
Conventional $600,000 >780 - <59% LTV**
Jumbo loans start at $726,201 to $3 Million Call For Details.
Interest Rates and APRs are based on loan amounts:
FHA $350,000 96.5% LTV MCS >640* Seller Paid Closing Costs*
JUMBO $900,000 30y fixed <60% LTV mcs>700**
JUMBO $900,000 80% LTV mcs>700*
VA $400,000 100% LTV mcs>550*
Points/Fees/Rates may vary for different loan amounts.
TEXAS CASH-OUT has additional adjustments based on the loan amount.
Interest Rates Are Based On 30-Day Locks. Please Call For Longer Lock Pricing
The minimum loan is $200,000 and may vary depending on the loan program.
"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST
A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR
SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF
SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705.
COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S
WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL
OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED
RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT
FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED
BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE
INFORMATION ABOUT THE RECOVERY FUND,
PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."