Here's a short to-do list to make sure your roof remains in good repair for years to come.
Branch trimming. If you have trees close to your home, a simple trim can prevent damage by removing weak branches that could fall on your roof.
Clear debris. Clearing your roof of leaf piles and debris can help prevent mold and mildew growth, helping preserve your roof's integrity.
Clean gutters. Gutters play a huge role in diverting water and debris away from your roof. Removing blockage can help minimize leak problems that may cause structural damage to your home.
Attic inspection. Check the attic for any signs of water leaks or moisture, as this could indicate roof issues. Also, ensure proper ventilation to prevent excessive heat and moisture buildup, which can deteriorate the roof over time.
Professional inspection. Schedule professional roof inspections and maintenance at least once a year, especially after severe weather events.
Interest Rates Have Increased
Borrowers May Not Qualify
Due to DTI Calculation
Time To Consider
NO RATIO PROGRAM
No DTI calculation
No Income on Application
No Employment on Application
No Tax Returns
No W2s
No 1099
Only Required to Have
as low as 20% Down Payment
80% LTV = 720+ FICO - 12 Months Reserves
75% LTV = 680-719 FICO - 9 Months Reserves
65% LTV = 660-679 FICO - 9 Months Reserves
Funds for Down Payment
Closing Costs
Prepaid’s
Reserves
Primary Residence
Second Home
Purchase
Refinance
Minimum Loan $200,000
