Fair Housing Month serves as a powerful reminder of the historic passage of the Fair Housing Act of 1968, a landmark legislation that prohibits discrimination in housing based on race, color, religion, sex, disability, familial status, or national origin.
This month not only honors the progress made toward creating more equitable housing opportunities but also reinforces the ongoing commitment to ensuring everyone has access to safe, affordable, and fair housing.
Interest Rates Have Increased
Borrowers May Not Qualify
Due to DTI Calculation
Time To Consider
NO RATIO PROGRAM
No DTI calculation
No Income on Application
No Employment on Application
No Tax Returns
No W2s
No 1099
Only Required to Have
as low as 20% Down Payment
80% LTV = 720+ FICO - 12 Months Reserves
75% LTV = 680-719 FICO - 9 Months Reserves
65% LTV = 660-679 FICO - 9 Months Reserves
Funds for Down Payment
Closing Costs
Prepaid’s
Reserves
Primary Residence
Second Home
Purchase
Refinance
Minimum Loan $200,000
