Exploring homeownership is an exciting journey, and while down payment requirements might seem like a roadblock, they're not the end of the dream.
The misconception that 20% down is an absolute necessity can sometimes cloud the incredible opportunities available.
Here's the great news: there's a whole world of home loan options designed to make your dreams a reality, allowing you to invest as little as 3.5% or even 0% down!
At every turn, there's a path tailored to your needs and aspirations.
Your journey toward owning a home is not limited by the size of a down payment. It's about finding the right fit for you. By exploring these flexible options, you'll discover that the possibilities are vast, and your dream home might be much closer than you think.
Get in touch with us, and together, let's unveil the array of opportunities awaiting you. Your dream home might be just a few steps away, and we're here to guide you through every step of this thrilling journey.
Interest Rates Have Increased
Borrowers May Not Qualify
Due to DTI Calculation
Time To Consider
NO RATIO PROGRAM
No DTI calculation
No Income on Application
No Employment on Application
No Tax Returns
No W2s
No 1099
Only Required to Have
as low as 20% Down Payment
80% LTV = 720+ FICO - 12 Months Reserves
75% LTV = 680-719 FICO - 9 Months Reserves
65% LTV = 660-679 FICO - 9 Months Reserves
Funds for Down Payment
Closing Costs
Prepaid’s
Reserves
Primary Residence
Second Home
Purchase
Refinance
Minimum Loan $200,000
