Unlock the true potential of your home-buying journey by discovering your buying power and securing the lowest interest rate available. As your trusted local mortgage professionals, we're here to guide you every step of the way. Understanding your buying power is crucial, and that's where my expertise comes in. We carefully assess your financial situation, considering factors such as your income, credit score, and other relevant details, to determine exactly how much house you can afford.
Armed with this knowledge, you can confidently explore homes within your budget and avoid the disappointment of falling for a property that's out of reach. Securing the lowest interest rate is a game-changer, and we have the tools and connections to make it happen. With access to a wide range of loan programs, we help you compare interest rates and find the most favorable option available. Even a slight difference in interest rates can lead to substantial savings over the life of your loan, allowing you to allocate those funds toward other aspects of your dream home. Don't leave your home buying to chance!
Contact us, your trusted mortgage professionals, today to explore the possibilities, uncover your true buying power, and secure the lowest interest rate available.
Interest Rates Have Increased
Borrowers May Not Qualify
Due to DTI Calculation
Time To Consider
NO RATIO PROGRAM
No DTI calculation
No Income on Application
No Employment on Application
No Tax Returns
No W2s
No 1099
Only Required to Have
as low as 20% Down Payment
80% LTV = 720+ FICO - 12 Months Reserves
75% LTV = 680-719 FICO - 9 Months Reserves
65% LTV = 660-679 FICO - 9 Months Reserves
Funds for Down Payment
Closing Costs
Prepaid’s
Reserves
Primary Residence
Second Home
Purchase
Refinance
Minimum Loan $200,000
