Pre-qualifying for a home loan is a big step, but it doesn't have to be scary --or even hard! We make applying for a mortgage fast and easy using the latest in technology. From the comfort of your home, office, the park, or even the beach, you can start your loan application online.
Access our website now, start your loan application, and unlock the doors to the home of your dreams. The future is bright, and we're here to make it shine for you.
Interest Rates Have Increased
Borrowers May Not Qualify
Due to DTI Calculation
Time To Consider
NO RATIO PROGRAM
No DTI calculation
No Income on Application
No Employment on Application
No Tax Returns
No W2s
No 1099
Only Required to Have
as low as 20% Down Payment
80% LTV = 720+ FICO - 12 Months Reserves
75% LTV = 680-719 FICO - 9 Months Reserves
65% LTV = 660-679 FICO - 9 Months Reserves
Funds for Down Payment
Closing Costs
Prepaid’s
Reserves
Primary Residence
Second Home
Purchase
Refinance
Minimum Loan $200,000
