Did you know that half of your total household energy consumption is due to your HVAC system? You can save thousands of dollars by properly maintaining your home's heating and cooling system. Here's a partial list to help get you started:
• Make time for regular tune-ups and preventive maintenance every spring and fall to help prepare your system for the change in season and prevent major breakdowns.
• A filter change every 30 days can improve the air quality and help you lower energy consumption.
• Remove clutter around the outside unit of your HVAC. Clearing your space from fallen leaves, twigs, and debris can help maintain the proper airflow and help minimize fire hazards around your system.
Interest Rates Have Increased
Borrowers May Not Qualify
Due to DTI Calculation
Time To Consider
NO RATIO PROGRAM
No DTI calculation
No Income on Application
No Employment on Application
No Tax Returns
No W2s
No 1099
Only Required to Have
as low as 20% Down Payment
80% LTV = 720+ FICO - 12 Months Reserves
75% LTV = 680-719 FICO - 9 Months Reserves
65% LTV = 660-679 FICO - 9 Months Reserves
Funds for Down Payment
Closing Costs
Prepaid’s
Reserves
Primary Residence
Second Home
Purchase
Refinance
Minimum Loan $200,000
