Did you know that home sellers are often more willing to negotiate with a homebuyer that has already been pre-approved? It's true! Pre-qualifying takes only a few minutes to complete, and once approved, you'll immediately have access to your pre-approval letter.
Having a pre-approval letter in hand shows sellers that you are a serious buyer who has already taken the necessary steps to secure financing. It demonstrates your financial readiness and strengthens your position when negotiating the terms of the sale.
So, if you're ready to take the leap into homeownership, don't underestimate the power of pre-approval. Invest a few minutes now, get that pre-approval letter, and increase your chances of securing your dream home while enjoying the benefits of a smoother negotiation process.
Interest Rates Have Increased
Borrowers May Not Qualify
Due to DTI Calculation
Time To Consider
NO RATIO PROGRAM
No DTI calculation
No Income on Application
No Employment on Application
No Tax Returns
No W2s
No 1099
Only Required to Have
as low as 20% Down Payment
80% LTV = 720+ FICO - 12 Months Reserves
75% LTV = 680-719 FICO - 9 Months Reserves
65% LTV = 660-679 FICO - 9 Months Reserves
Funds for Down Payment
Closing Costs
Prepaid’s
Reserves
Primary Residence
Second Home
Purchase
Refinance
Minimum Loan $200,000
