Never be afraid of change (especially if you're just turning the clock back one hour).
It's like life handing you a bonus round. Missed your morning workout? Here’s another shot. Didn’t quite finish that book chapter? You've got time. Forgot to take the cookies out of the oven? Well, maybe just set a new timer.
Embrace the extra hour like a surprise gift. Because sometimes, change is just about getting a bit more of what you love.
Interest Rates Have Increased
Borrowers May Not Qualify
Due to DTI Calculation
Time To Consider
NO RATIO PROGRAM
No DTI calculation
No Income on Application
No Employment on Application
No Tax Returns
No W2s
No 1099
Only Required to Have
as low as 20% Down Payment
80% LTV = 720+ FICO - 12 Months Reserves
75% LTV = 680-719 FICO - 9 Months Reserves
65% LTV = 660-679 FICO - 9 Months Reserves
Funds for Down Payment
Closing Costs
Prepaid’s
Reserves
Primary Residence
Second Home
Purchase
Refinance
Minimum Loan $200,000
