Take your office to the next level with simple yet savvy upgrades that maximize style and function while also centering you in your work.
• Infuse your home office with your personality and style by incorporating inspiring decor elements.
• Consider utilizing natural light by positioning your desk near a window or adding sheer curtains to soften the incoming light.
• Rearrange furniture, such as desks and chairs, to improve workflow and create designated areas for different tasks.
• Use room dividers to separate the workspace from a larger room and to hide clutter.
• Use desk organizers and cable management systems to minimize visual distractions and create a clean, efficient environment
• Art or decorative objects around your desk provide a place for tired eyes to land, combatting the strain and fatigue from staring at a screen for extended periods.
• Consider ergonomic upgrades like an adjustable chair, keyboard, and monitor stand to enhance comfort and reduce strain on your body during long work hours.
Interest Rates Have Increased
Borrowers May Not Qualify
Due to DTI Calculation
Time To Consider
NO RATIO PROGRAM
No DTI calculation
No Income on Application
No Employment on Application
No Tax Returns
No W2s
No 1099
Only Required to Have
as low as 20% Down Payment
80% LTV = 720+ FICO - 12 Months Reserves
75% LTV = 680-719 FICO - 9 Months Reserves
65% LTV = 660-679 FICO - 9 Months Reserves
Funds for Down Payment
Closing Costs
Prepaid’s
Reserves
Primary Residence
Second Home
Purchase
Refinance
Minimum Loan $200,000
