We're here to make the process smooth, swift, and downright refreshing. Starting the application is as simple as telling us a little about yourself and your home buying goals. From there, our expert team will guide you every step of the way, ensuring a seamless experience.
What sets us apart is our commitment to providing a refreshing approach to the home buying process. We understand that purchasing a home can be overwhelming, but with us, it's a breeze.
Our user-friendly online platform allows you to get started from any device, whether it's your trusty laptop or the convenience of your smartphone. No matter where you are, we're right there with you, ready to assist.
Working with us means you'll benefit from our extensive expertise and personalized support. We take the time to listen to your needs, answer your questions, and provide tailored solutions. Our goal is to make your home buying experience as cheerful and stress-free as possible.
Start the application today, and let us show you just how refreshing and rewarding it can be to work with our dedicated team. Your dream home awaits, and we're here to make it a reality.
Interest Rates Have Increased
Borrowers May Not Qualify
Due to DTI Calculation
Time To Consider
NO RATIO PROGRAM
No DTI calculation
No Income on Application
No Employment on Application
No Tax Returns
No W2s
No 1099
Only Required to Have
as low as 20% Down Payment
80% LTV = 720+ FICO - 12 Months Reserves
75% LTV = 680-719 FICO - 9 Months Reserves
65% LTV = 660-679 FICO - 9 Months Reserves
Funds for Down Payment
Closing Costs
Prepaid’s
Reserves
Primary Residence
Second Home
Purchase
Refinance
Minimum Loan $200,000
