When it comes to purchasing a home, it's not just about the down payment; understanding your credit status and areas for enhancement is crucial, especially if you're considering buying a new home soon.
Our loan advisors are here to provide the insights you need regarding your credit situation. Whether you're curious about your current credit standing or seeking ways to improve it for an upcoming home purchase, our team stands ready to assist you.
Don't let uncertainties about your credit hold you back from your homeownership goals. Reach out to us today, and let's embark on this journey together, ensuring that you're equipped with the knowledge and guidance needed to make informed decisions and secure your dream home.
Interest Rates Have Increased
Borrowers May Not Qualify
Due to DTI Calculation
Time To Consider
NO RATIO PROGRAM
No DTI calculation
No Income on Application
No Employment on Application
No Tax Returns
No W2s
No 1099
Only Required to Have
as low as 20% Down Payment
80% LTV = 720+ FICO - 12 Months Reserves
75% LTV = 680-719 FICO - 9 Months Reserves
65% LTV = 660-679 FICO - 9 Months Reserves
Funds for Down Payment
Closing Costs
Prepaid’s
Reserves
Primary Residence
Second Home
Purchase
Refinance
Minimum Loan $200,000
