Real estate competition is always a factor --whether it's a seller's or a buyer's market. That means that getting pre-approved for a home loan as soon as possible is the best move if you plan to buy property in the next three to five months.
The process of getting pre-approved helps to clarify how much you can afford to pay in monthly mortgage payments.
Since pre-approval means that an underwriting team has already verified your buying power, the seller can feel assured in accepting it. Some sellers may even view a preapproval-backed offer as solid as a cash one!
The mortgage pre-approval process becomes even more attractive when you utilize our convenient online mortgage pre-approval process. From the comfort of your home, we can securely pull your credit to verify your income and assets.
With just a few clicks, you can submit your documentation for items like pay stubs, tax returns, and W-2s and even virtually connect to your financial institution to verify assets.
And, of course, a real-life mortgage professional is available to guide and advise you every step of the way.
Are you serious about buying a property within the next three months? It only takes minutes to complete the secure online application, and you can even save it to finish it at a later time. Have more questions? We've got answers! Contact us today for all your home loan and refinancing needs.
Interest Rates Have Increased
Borrowers May Not Qualify
Due to DTI Calculation
Time To Consider
NO RATIO PROGRAM
No DTI calculation
No Income on Application
No Employment on Application
No Tax Returns
No W2s
No 1099
Only Required to Have
as low as 20% Down Payment
80% LTV = 720+ FICO - 12 Months Reserves
75% LTV = 680-719 FICO - 9 Months Reserves
65% LTV = 660-679 FICO - 9 Months Reserves
Funds for Down Payment
Closing Costs
Prepaid’s
Reserves
Primary Residence
Second Home
Purchase
Refinance
Minimum Loan $200,000
